What will be my initial Leasing Credit Limit when I sign up with xChange? How high is my leasing credit limit if I'm an already existing user?

• The majority of users will begin with a 10,000 USD leasing credit limit.
  • If you hand in some additional financial documents you may increase this to 20,000 USD from the start.
• Already existing customers will start between 15,000 to 30,000 USD based on each customer's payment reliability.

The initial leasing credit limit is determined based on the financial assessment for a company. In order to assign a leasing credit limit for the company signing up, the audited financial statements for the last 2 years and bank statements at least for the last 3 months need to be provided by the company. Our risk team assigns a leasing credit limit to the company upon the financial assessment.

Existing users also need to provide us with the above-mentioned documents, our risk team makes a decision if it is possible to increase the leasing credit limit for the company based on the financial documents as well as supporting documents provided.