How can I add funds (top-up) to my xChange Wallet?

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  • First, go to your Wallet
  • Click on the Pay Invoices button from the Banner.
    • You can also access the same flow from the Wallet Widget as shown below.

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  • You will see a new window open, where you can choose which invoice you want to pay.
    • If you just want to top up your wallet without paying a specific invoice, you can skip this step by clicking on "Next" 

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  • You can also select multiple invoices at once to reduce bank fees ⬇️

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  • After you click on Next ➡️
  • You will be prompted to Add Funds to your wallet. 
    • This is an alternative way of increasing your balance with xChange. However, usually, it's better to pay outstanding invoices.

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  • After you click on Next ➡️
  • You can select a Payment Method to pay for an invoice or simply Top up your wallet.
  • You can pay by Credit Card or by Bank Transfer

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What are the advantages and disadvantages of paying via Credit Card?

  • If you pay via Credit card the payment flow is instant.
    • But there will also be a 3% third-party processing fee on top.

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What are the advantages and disadvantages of paying through a Bank Transfer?

  • For Bank transfers, we will provide you with all the details you need to easily conduct a bank transfer.
    • You will get the option to download the invoice and an easy-to-understand email with all the details as well.

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    • Please be aware that if you use Bank transfer, your Credit Limit utilization will only reduce the moment the money is received by xChange.

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