How can I add funds (top-up) to my xChange Wallet?

• First, go to your Wallet
• Click on the Pay Invoices button in the yellow banner.

• You will see a new window open, where you can choose which invoice you want to pay.
  • If you just want to top up your wallet without paying a specific invoice, you can skip this step by clicking on "Next" 

• You can also select multiple invoices at once to reduce bank fees ⬇️

• After you click on Next ➡️
• You will be prompted to Add Funds to your wallet. 
  • This is an alternative way of increasing your balance with xChange. However, usually, it's better to pay outstanding invoices.

• After you click on Next ➡️
• You can select a Payment Method to pay for an invoice or simply Top up your wallet.
  
• You can pay by Credit Card or by Bank Transfer

What are the advantages and disadvantages of paying via Credit Card?

• If you pay via Credit card the payment flow is instant.
  • But there will also be a 3% third-party processing fee on top.

What are the advantages and disadvantages of paying through a Bank Transfer?

• For Bank transfers, we will provide you with all the details you need to easily conduct a bank transfer.
  • You will get the option to download the invoice and an easy-to-understand email with all the details as well.
  • In all leasing deals you will also see the option to change the payment method to Credit card 💳 as shown below.

• • Please be aware that if you use Bank transfer, your Credit Limit utilization will only reduce the moment the money is received by xChange.